Pennsylvania’s Act 77 of 2024 strengthens PBM oversight for fully-insured commercial plans — registration, transparency, network adequacy, and anti-steering — but it does not create a reimbursement floor. Reimbursement protection remains the MAC transparency and appeals regime in the Pharmacy Audit Integrity and Transparency Act.
The much-cited “NADAC + $10.49” figure comes from a study the Act directed the Insurance Department to perform, not from an enacted requirement. The Department’s own materials are explicit that this was an evaluation, not a mandate.