Pharmacists for Fair Reimbursement What your state's PBM laws actually mean for community pharmacies

The Issues

The questions behind our work, answered plainly.

Clear, sourced explanations of the issues the coalition works on — written to inform, with every claim attributed. Where views differ, we set out the other side and our response.

Explainer Updated June 15, 2026

How does an independent pharmacy appeal a PBM's reimbursement?

A MAC appeal is the formal process by which a pharmacy challenges a pharmacy benefit manager's reimbursement for a generic drug priced below what the pharmacy paid to acquire it. Most states with PBM laws now require PBMs to offer an appeals procedure with a defined filing window, but the deadline, the evidence required, and what the PBM must do if the appeal succeeds vary by state and by PBM.

Explainer Updated June 15, 2026

What is NADAC, and how does it affect pharmacy reimbursement?

NADAC — the National Average Drug Acquisition Cost — is a benchmark, published by the Centers for Medicare & Medicaid Services (CMS), of what retail community pharmacies actually pay to buy a drug, based on a voluntary monthly survey of pharmacies. A growing number of states use NADAC plus a professional dispensing fee as the reimbursement floor a PBM must meet, because it is tied to real acquisition cost rather than to a price the PBM itself sets.